It won’t be much longer until my free checking runs out with my current bank. At that point, I’m almost positive I’ll be moving to another bank. I always have too many problems with them as is.
I just don’t think you should have to pay for a checking account. We’ve all seen the WaMu commercials for free checking so they’re one of my top choices to move to. I have no idea how much longer I’ll be living paycheck to paycheck, and no matter how small a fee someone wants to charge for my banking, it’s more than I can afford to waste.
I’m really excited too, to see that they give you an overdraft fee refund once a year! With my current bank you have one. Period. Never again–and trust me, they’ll do anything they can to keep to that. I can’t tell you how many times I’ve incurred fees that legitimately should’ve been dropped.
I’m gonna keep looking into them. I see that with a free account, you get the Gold Mastercard Debit, but with the Platinum checking account you get a Platinum Debit MasterCard with higher spending limits…I’m gonna have to check into what kind of ’spending limits’ they put on regular debit cards. I’m sure it has something to do with using it as credit though, or one of the security features on the card. I see people a lot of time come in and try to spend $6,000 on their debit card and can’t because their bank has a default spending limit to keep someone from emptying out your account. I bet it has something to do with that.
November 19th, 2007 at 2:04 pm
I use Wachovia and it has free checking - I’ve never been charged for anything they do for me actually… They’re very helpful when Credit cards try to jack you on fees as well!