So, before last Friday, I was broke. I mean, there was money in my account, but it was already spoken for by charges that had not yet shown up and bills that were to be paid. I was so looking forward to my paycheck. It was to be a quite beautiful paycheck. With enough excess to treat myself to a good meal soon and even carry over into the next set of bills to be paid.
Then came Mediacom.
A few months ago, while paying my bill online, I accidentally signed up to have my bill automatically deducted from my account. I looked all over the website and even emailed support and could never find a way to remove that. I actually forgot about it, but no bill was ever automatically deducted from my account. Last week, however, I noticed something on my account online that listed the date my next payment would be automatically deducted from my account. So I called, everything was fine. They fixed it.
WRONG. Thursday morning I checked my bank account, and Mediacom had deducted the payment. Hooray for me that it happened to be just over what I already had in my account. Hooray for me again that everything I spent over the weekend waited to go through my account after the Mediacom payment so hi! Lots of overdraft fees. So many so, that I now have $24 to last me two weeks until I’m paid again. I have a very small amount of groceries and have not put gas in my car yet. I love being broke. Just kidding, by the way….
Edit: I completely forgot to mention that even after speaking to Mediacom and various ’superiors’ I was continuously met with the attitude of, “Yeah, probably our fault. Sucks for you. Can’t do anything about it.” Not even so much as an offer to credit my account so as to at least feel a little less like I just lost well over $100 for no apparent reason….
June 27th, 2007 at 11:44 pm
this happened to me the other day. not a joke. mine was a little different, though. i’ve been interchangeably using my paypal debit and wachovia debit cards, right? well, i knew for a fact that i’d made one particular charge the day before i decided to close my account. i use debit cards because they’re supposed to automatically clear, right? isn’t that why they’re so much better than checks? well, no. purchases i had made on like, friday, didn’t go through until TUESDAY morning, after i had closed my account. so i ended up with overdraft fees because hello, there was only enough money in the account so that one charge could go through. i admit this is stupidity on my behalf, but i was still pretty ill about those charges being so delayed. they could’ve at least gone through on monday morning or something. =( oh well.
June 27th, 2007 at 11:47 pm
Yeah, I have to remind myself that unless I’m putting in my PIN number, it’s going through as a credit card purchase and thus, going to take a few days to show up. Did you switch over to a new bank or something? And did you get hit with enough overdraft fees to take half your paycheck? ‘Cause I totally did….